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What does it cost to complete an adoption?

There are so many wonderful ways to have a family, but one of the most rewarding choices for many here in Kentucky is adoption. There are numerous reasons a family may decide to adopt, with almost as many options for completing the process.

It can be daunting for a family when they try to determine what the right path is for them. This is a basic overview on the different methods for adoption and the associated financial concerns.

Understanding expenses

The first thing families need to know is what kinds of costs they may encounter with adoption. If they decide to use an agency, there is usually an associated fee. Working with an attorney will also incur some costs, but it is necessary to ensure that all legal matters are properly managed. The family may also need to cover travel expenses, costs to help the birth mother, payment for a review of their home and more.

Depending on the circumstances of the adoption, the amount it costs can vary significantly. An adoption of a child here in the United States through an agency may incur more expense than one that is independent or through foster care. As for international adoption, that cost often depends on the country and its adoption laws.

Fortunately, there are several options for paying for adoption besides the family paying it themselves. Though not common, some employers offer an adoption assistance program. Other families borrow the money, either from family or through a home equity line of credit or their 401(k). Tax credits are also available as well as adoption grants for certain demographics.

This only scratches the surface of the ways families can adopt. One of the best choices could be for a family to work with an attorney who specializes in adoption and family law here in Kentucky. It could be the most beautiful way to complete a family.